Business
Insurance

Your business is your passion and livelihood — and protecting it is our priority.

At Parkwyn Insurance, we’ve been providing tailored insurance solutions to Canadian businesses for over 30 years. From property and liability to loss of income, crime, and cyber coverage, we’re here to help safeguard your hard work against the unexpected.

We specialize in supporting industries like commercial and residential real estate, food and beverage, retail, and contractors. Our process is simple: we start with a conversation to understand your unique needs, then collaborate with trusted insurance partners to find the right coverage at the right price.

Connect with our commercial insurance experts today to find the policy that’s right for you.

Business Property Coverage

Protection for loss against your contents (i.e. stock, equipment, furniture, etc.)

  • Covers repair/replacement of lost property without deduction for depreciation.

  • Covers loss/damage to property caused by an earthquake.

  • Covers loss/damage caused by surface water damage.

  • Covers damage from water backed up from sewers, sumps, septic tanks or drains.

Loss of Income Coverage

Protection for loss to business income.

  • Covers loss of income until lost property is recovered or repaired.

  • Covers loss of income until your business returns to pre-loss levels.

  • Covers loss of rental income.

Liability Coverage

Protection if your business is found responsible for damage to 3rd party property or injury to another person.

  • Covers bodily injury, property damage, personal/advertising injury, medical expenses.

  • Covers lawsuits against board members for their wrongful acts or mismanagement.

  • Covers loss as a direct result of one’s professional advice.

Crime Coverage

Protection against crime from inside or outside your organization.

  • Covers loss due to fraudulent acts of employees.

  • Covers money/securities stolen on or off premises.

  • Covers loss due to purchases made to your business with counterfeit cash or money orders.

  • Covers loss due to cyber threats and exposures, i.e. cybercrime, data breaches, system interruption, etc.

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